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Terms and Conditions

Last updated: January 2026

1. Acceptance of Terms

By using any services provided by Expedio Payments ("we", "our", or "Expedio"), including payment processing and related financial technology services, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, you should not use our services.

2. Description of Services

Expedio Payments offers payment processing, business banking facilitation, and digital financial tools powered in part by Netevia and other financial partners. We act as a facilitator and distributor of third-party services and solutions.

3. Eligibility

To use our services, you must be a business entity or individual at least 18 years of age operating in a commercial capacity. Use of our services for personal, household, or non-business purposes is strictly prohibited.

4. Use of the Services

You agree to use our services only for lawful business purposes and in accordance with all applicable laws and regulations. Expedio Payments reserves the right to refuse or suspend service to any entity suspected of illegal or fraudulent activity.

5. Partner Services

Some services offered by Expedio Payments are provided by third-party institutions such as Netevia. By using our services, you also agree to the terms and conditions of these partners, which are available upon request or accessible through our platform.

6. Fees

Fees for services are disclosed prior to activation or via our official documentation and invoices. Some services may be free of charge, while others incur fixed or percentage-based fees. You are responsible for understanding and agreeing to any fees prior to usage.

7. SMS Terms and Conditions

7.1 Introduction

Welcome to Expedio Payments LLC. By accessing or using our services, including receiving SMS communications, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not engage with our services.

7.2 Consent for SMS Communication

By providing your consent to receive SMS communications, you acknowledge and agree to receive text messages from Expedio Payments LLC at the phone number you provide. Information obtained as part of the SMS consent process will not be shared with third parties.

7.3 Types of SMS Communications

If you have consented to receive text messages, you may receive SMS communications related to the following:

7.4 Opt-In Method

7.5 Message frequency

Message frequency may vary depending on the type of communication. For example, up to 5 SMS messages per week may be received related to updates regarding your orders, account activity, services, or other relevant information

7.6- Potential Fees for SMS Messaging:

Standard message and data rates may apply, depending on the carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.

7.7- Opt-Out Method:

Opting out of receiving SMS messages can be done at any time by replying "STOP" to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.

7.8- Help:

For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at https://expediopayments.com.

Additional Options:

If SMS messages are not desired, the SMS consent box on forms can be left unchecked.

8. Privacy and Data Security

We take the protection of your data seriously. Information collected through our services is handled in accordance with our Privacy Policy. We implement industry-standard security protocols to safeguard sensitive data.

9. Limitations of Liability

Expedio Payments is not liable for any indirect, incidental, or consequential damages arising from the use or inability to use our services. We do not guarantee uninterrupted service, and access may be subject to maintenance or network interruptions.

10. Modifications to Terms

We may revise these terms at any time. Changes will be posted on our website, and your continued use of our services constitutes acceptance of those changes.

11. Termination

You may terminate your use of Expedio Payments services at any time. We reserve the right to suspend or terminate accounts that violate these terms or any applicable law.

12. Governing Law

These Terms and Conditions are governed by the laws of the State of Florida, without regard to its conflict of law principles.

13. Contact Information

For any questions regarding these Terms and Conditions:

Expedio Payments
Phone: (786) 206-8198
Email: apps@expediopayments.com
Website: www.expediopaymentsllc.com