Houston Merchant Services & Payment Processing | High Risk Approved
Houston is the fourth-largest city in the US and one of the most economically diverse. Expedio Payments serves Houston merchants with fast approvals, fair rates, and a bilingual team that understands your community.
Why Houston Businesses Choose Expedio Payments
Houston's economy is one of the strongest in the nation, powered by energy, healthcare, restaurants, and a massive and growing Latino business community. From the Heights to East Houston, from Montrose to Katy, local businesses need a payment processor they can count on — one with transparent pricing, reliable technology, and support staff that speaks their language.
Big processors often charge Houston merchants excessive rates, hide fees in complex contracts, or reject entire categories of businesses without explanation. Expedio Payments takes the opposite approach. We work with all types of merchants — standard and high-risk alike — and offer approvals within 24 hours, flat-rate pricing, and no long-term contracts. We are not here to lock you in. We are here to earn your business every single month.
Houston is a city of entrepreneurs, immigrants, and hard workers who are building something real. We respect that. Our team brings the same dedication to every account we open, whether you are processing $5,000 per month or $500,000. You get the same fast approvals, transparent fees, and dependable service no matter the size of your business.
Merchant Services in Houston, TX
POS Systems
Full-featured point-of-sale systems for Houston restaurants, taquerias, auto shops, and retail stores. Countertop, wireless, and tablet POS available. Installation and training included with every setup.
High-Risk Approved
Auto repair shops, smoke shops, vape stores, and other high-risk merchant categories approved quickly. We have deep experience with industries that other processors routinely decline in Texas.
Same-Day Funding
Your revenue should move as fast as Houston does. Choose same-day or next-day direct deposit to keep your business cash flow healthy and your operations running without interruption.
Bilingual Support
Houston has one of the largest Spanish-speaking communities in the United States. Our team provides full support in English and Spanish, so language is never a barrier to getting the help you need.
Three Simple Steps to Get Started
Apply Online or Call
Complete a short application in minutes. Provide basic details about your business — type, monthly volume, and contact information. No lengthy documents required to get the process started.
Fast Approval
Most Houston merchants receive a decision within 24 hours. Our underwriting team is efficient and communicates every step of the way. High-risk categories are reviewed the same business day.
Start Taking Payments
Equipment is shipped or deployed, accounts are configured, and you begin processing. Our team stays available to support your Houston business as it grows — in English or Spanish.
The Expedio Payments Advantage
- Merchant account approved in as fast as 24 hours
- No binding contracts — stay because you want to, not because you have to
- Flat-rate and interchange-plus pricing clearly explained upfront
- Free terminal for qualifying accounts — no equipment leases
- Accepts Visa, Mastercard, AMEX, Discover, and all contactless methods
- Bilingual customer and technical support available seven days a week
Industries We Serve in Houston
Expedio Payments serves a wide range of Houston businesses including restaurants, taquerias, and food trucks across Harris County, auto repair shops and tire centers, convenience stores and gas stations, beauty salons and barbershops, smoke shops and vape retailers, medical practices and wellness clinics, ethnic grocery stores and supermarkets, clothing and accessories boutiques, and wholesale distributors. We serve the Heights, Montrose, East Houston, Midtown, Third Ward, Katy, Sugar Land, Pasadena, and every neighborhood in between. If you need a merchant account in Texas, we are your local partner.
Ready to Grow Your Houston Business?
Expedio Payments gives Houston merchants the tools and the rates they deserve. Call us today and get approved within 24 hours — no runaround, no hidden fees.