Freight Broker Cuenta Merchants & Procesamiento de Pagos
Expedio gives Brokers de Carga, 3PLs, and logistics companies one stable account for high-ticket loads, carrier quick-pay, and B2B invoices, with no sudden freezes and no low transaction caps. Level 2 and Level 3 processing to cut B2B card costs, ACH for large invoices, and a dedicated account manager in English, Spanish, or Urdu. Powered by Netevia.
Why Brokers de Carga, 3PLs, and logistics companies across the USA choose Expedio over aggregators and generic high-risk processors.
Approved in 24 Hours
Fast approval decisions with a complete file in place, not weeks of back-and-forth.
10+ Banking Relationships
Multiple acquirers mean more approval paths, so one decision cannot end your business.
No Sudden Freezes
Underwriting that expects high-ticket B2B freight volume, so your funds never get held mid-load.
Level 2 & 3 Processing
Pass line-item and tax data so corporate and purchasing cards qualify for lower B2B interchange.
ACH & eCheck for Invoices
Move large freight invoices over bank rails to cut card fees on net-terms billing.
No Long-Term Contracts
Month-to-month, transparent pricing, and a dedicated manager in EN, ES, or UR.
What Is a Freight Broker Cuenta Merchant?
It is a high-risk payment account built for brokers and logistics operators, so it processes high-ticket loads, carrier payments, and B2B invoices without flagging your activity or freezing your funds.
Standard processors are built for small retail tickets. When they see freight volume, single loads worth thousands of dollars, delayed delivery, and disputes between shippers and carriers, their automated systems read it as risk and freeze the account. That is why so many brokers are approved quickly, then shut down weeks later, right when they are moving the most loads.
A freight broker Cuenta Merchant is placed with an acquiring bank that understands the model: large tickets, B2B card and ACH mix, and the gap between booking a load and delivering it. Pricing runs higher than plain retail and a reserve may apply, because the bank is pricing genuine risk, but in return you get stability, the right limits, Level 2 and Level 3 data to lower B2B card costs, and a processor that will not panic at how a real freight business operates. For the wider picture, see our high risk Cuenta Merchants guide.
Freight & Logistics Businesses We Support
From a single dispatch desk to national brokerages, we place the logistics businesses that mainstream processors decline.
Brokers de Carga
Load payments, carrier settlements, and shipper billing on one stable account.
Trucking & Carriers
Owner-operators and fleets collecting on loads and fuel advances.
3PL & Dispatch
Third-party logistics and dispatch services managing high B2B volume.
Warehousing & Fulfilment
Storage, cross-dock, and fulfilment operations invoicing recurring clients.
Intermodal & Drayage
Container, rail, and port operators with large, variable tickets.
Freight Factoring-Adjacent
Brokers running quick-pay and net-terms programs alongside factoring.
Why Freight Accounts Get Frozen or Declined
It is rarely about whether your business is legitimate. It is about a model that generic processors were never built to understand.
High-ticket loads
Single loads worth thousands trigger volume and average-ticket alarms on retail-built systems.
Delayed delivery
The gap between booking and delivery widens the contracargo window that generic underwriting fears.
Carrier & shipper disputes
Three parties on every load means more disputes, which raise contracargo exposure.
New MC authority
A new brokerage with thin history looks unproven to banks with no appetite for freight.
Everything Your Brokerage Needs to Accept Payments
Built on Netevia's infrastructure, Expedio delivers the stability and B2B tools that mainstream processors refuse to offer freight operators.
No Sudden Freezes
Underwriting sized to real freight volume and ticket size, so funds are not held mid-load.
Level 2 & 3 Processing
Line-item and tax data so corporate and purchasing cards qualify for lower interchange.
ACH / eCheck
Collect large invoices and net-terms billing over bank rails to minimise card fees.
Card on File for Repeat Shippers
Tokenized cards let regular shippers rebook and pay in seconds, kept protected.
High-Ticket Support
From a single co-load to a full truckload, your limits fit your real business.
Payment Links & Invoicing
Send secure links and invoices for loads, or key in phone payments from your dashboard.
contracargo Protection
Ethoca and Verifi pre-dispute alerts plus representment support on freight disputes.
TMS-Friendly Integration
Connect checkout and billing to your transportation management and dispatch software.
B2B Data & Documentation, Handled
Freight is a B2B, high-ticket business, and your processor should support that, not fight it. We set you up so your payment trail and card costs are always in your favour.
Level 2 & 3 optimisation
We enable line-item data so more of your B2B card volume qualifies for lower interchange.
Authority-aware underwriting
Placement with acquirers that understand MC and DOT authority and freight risk.
Clear billing descriptors
A recognisable descriptor so shippers know the charge and dispute less.
CNP & velocity fraud tools
CVV, AVS, 3-D Secure, and device checks sized for phone and online freight payments.
ACH for net terms
Bank-rail collections for invoices and larger B2B balances to reduce card fees.
funding el mismo dia
Open a Netevia banking account and receive qualifying sales the same day.
What You Need to Apply
A complete, consistent file is the single biggest factor in how fast you are approved. Have these ready before you start.
Government photo IDFor each business owner or principal on the application.
Business registration & MC / DOT authorityFormation documents plus your broker or carrier authority details.
Voided check or bank letterTo verify the settlement account funds will deposit into.
3 to 6 months processing statementsIf you have processed before, showing volume, tickets, and disputes.
Sample invoices or rate confirmationsSo underwriting understands your average ticket and payment terms.
Business website or profileA live site or listing describing your freight and logistics services.
How Approval Works
From first call to processing, most of the timeline is preparation. Get the file right and the rest moves fast.
1
Quick consult
Tell us your volume, average load ticket, authority, and any history of shutdowns. We tell you honestly if we can place you.
2
Application & documents
ID, business and authority documents, a voided check, sample invoices, and any processing statements.
3
Underwriting & bank match
We match you to an acquiring bank with real appetite for freight, out of 10+ relationships.
4
Live & processing
Gateway, Level 2 and 3 data, and invoicing configured, test payments run, and you are taking cards, commonly within 24 hours.
Pricing & Terms, Explained Honestly
High-risk pricing is higher than standard retail, and any processor who pretends otherwise is hiding something. Here is the full picture, all quoted in writing.
Element
What to expect
Processing rate
High risk, based on your volume and ticket mix
Level 2 & 3 pricing
Enabled to lower interchange on qualifying B2B cards
Per-transaction fee
Disclosed upfront, no surprises
Rolling reserve
May apply on high-ticket volume; percentage and release schedule stated in writing
Accept Every Payment Method Your Shippers and Carriers Use
Expedio supports all major card networks plus bank-debit and B2B tools, with no additional setup fees.
Card Payments
Card on File & Invoicing
ACH / eCheck
Visa
Mastercard
Amex
Discover
ACH / eCheck
Wire Transfer
Level 2 Data
Level 3 Data
Card on File
Payment Links
Virtual Terminal
Recurring / Net Terms
Gateways, Integrations & Tools We Support
Checkout, invoicing, and B2B billing. We provision the right tools for how your brokerage actually collects on loads.
TMS / Dispatch Friendly
Invoicing & Net Terms
Level 2 & 3 Processing
Card on File / Tokenization
Payment Links
Virtual Terminal
Hosted Payment Pages
ACH / eCheck
QuickBooks / Accounting
API & Developer Tools
Gateway included with qualifying Cuenta Merchants. Integration assigned based on business type and volume.
Expedio vs Competitors: Freight & Logistics Servicios Merchant
Most processors were not built for high-ticket B2B freight. See why brokers across the USA switch to Expedio.
Feature
Expedio Payments
PayPal
Stripe
Generic High-Risk
Freight & logistics account
Yes, category-aware
Restricted
Restricted
Sometimes
High-ticket B2B loads
Yes, disclosed limits
Capped
Capped
Varies
Level 2 & 3 processing
Yes, lower B2B rates
No
Limited
Rarely
No sudden freezes
Yes, stable underwriting
No
No
Varies
ACH / eCheck for invoices
Yes, built in
Limited
Yes
Varies
funding el mismo dia
Yes, via Netevia
No
No
No
Dedicated account manager
Yes, named contact
No
No
Rarely
Spanish & Urdu support
Native speakers
No
No
No
Powered by Netevia: 40,000+ Merchants Trust the Network
Expedio is an authorised Netevia partner. You get enterprise payments infrastructure with personal, concierge-level service.
Netevia
Authorised Partner
$15B
Annual volume
40K+
Active merchants
160+
Employees
FDIC
Insured $250K
Banking services provided by Sutton Bank, Member FDIC. Deposits FDIC-insured up to $250,000.
Freight & Payments Terms, Explained
The language underwriters and processors use, in plain English, so you can navigate approval with confidence.
Freight broker
A licensed intermediary that arranges transport of goods between shippers and carriers for a fee.
MC / DOT authority
Federal operating authority a broker or carrier holds to arrange or haul freight legally.
Level 2 & 3 processing
Passing extra line-item and tax data on B2B cards so they qualify for lower interchange rates.
Quick pay
Paying a carrier faster than standard terms, often for a small fee, to keep trucks moving.
Rate confirmation
The document that locks the agreed price and terms for a specific load.
Card-not-present (CNP)
A transaction where the card is not physically swiped, as with phone and online freight payments.
Rolling reserve
A percentage of sales held temporarily to cover future contracargos, then released on a schedule. It is your money, not a fee.
contracargo ratio
Disputes divided by transactions in a month. Staying under roughly 0.9% keeps you clear of network monitoring.
We Speak Your Language
Expedio provides dedicated freight and logistics account managers in English, Spanish, and Urdu, so you can grow in the language you are most comfortable in.
English
Primary language
All freight and logistics Servicios Merchant, applications, onboarding, and support available in English, with a USA-based account manager.
South Asian freight and logistics business owners can work with Expedio entirely in Urdu. Pakistani and South Asian entrepreneurs are a community we serve.
Most accounts are approved within 24 hours once your file is complete. Complete the form and your dedicated account manager will call you back within one business day, in English, Spanish, or Urdu.
Approval in as little as 24 hours
No frozen funds or transaction caps
High-ticket loads and B2B invoices on one account
Level 2 and 3 data to cut card costs
Dedicated account manager assigned immediately
Apply in Under 2 Minutes
Fill the form at the top of this page. Your account manager calls within one business day.
Brokers and logistics owners ask us these every day. Here are honest answers.
Freight is high-ticket and B2B, single loads can be worth thousands, delivery is delayed after booking, and every load involves a shipper and a carrier who can both dispute. That mix, plus thin history on new authority, leads mainstream processors to cap, decline, or shut down brokers even when the business is fully legitimate.
Yes. With a high risk freight broker Cuenta Merchant you can accept credit and debit cards, ACH, and wire for loads, carrier settlements, and B2B invoices, without the low caps and freezes standard processors impose on high-ticket volume.
Yes. We enable Level 2 and Level 3 data so corporate, business, and purchasing cards qualify for lower interchange. On B2B freight volume this can meaningfully reduce what you pay per transaction.
Yes. High-ticket support is core to this account type. Limits are set to your real average load value and monthly volume, disclosed in writing, rather than the low caps aggregators apply by default.
In most cases yes. We provision hosted checkout, payment links, invoicing, and API tools that connect to common transportation management and dispatch platforms. Tell your account manager which system you run and we will map the setup.
High risk pricing is higher than standard retail and a rolling reserve may apply on high-ticket volume. Expedio quotes transparent interchange-plus pricing in writing, enables Level 2 and 3 to lower B2B costs, and rates typically improve as your account builds a clean history.
With a complete application, business and authority documents, and any processing statements in place, approval commonly comes in as little as 24 hours. We work with 10 or more acquiring banks to find one with appetite for freight.
Often yes. New brokerages and previously declined operators are exactly who we place. Approval depends on your documents, volume, and the acquiring bank's appetite, and multiple banking relationships give you more than one path to yes.
This page is general information, not legal or financial advice. Freight and logistics payments are subject to card-network rules and acquiring-bank underwriting, and terms, rates, reserve requirements, and limits vary by provider, volume, and location. Approval is subject to underwriting. Confirm current terms with Expedio and your acquiring bank.
Get Your Freight Broker Cuenta Merchant Approved in 24 Hours
No long-term contracts. One account for loads, carrier quick-pay, and B2B invoices, from a team that understands freight.
