Comienza con Expedio Finanzas Integradas
One API for your full embedded finance stack · EN · ES · UR. A dedicated specialist from day one.
Quién usa Expedio Finanzas Integradas
Desde operadores independientes hasta grandes plataformas empresariales. Expedio ofrece una solución de finanzas integradas diseñada para tu operación y escala.
SaaS and Vertical Software
Embed card payments, working capital, and business bank accounts directly into your vertical SaaS - making your platform the financial hub of your customers.
Marketplace Platforms
Offer embedded payments for buyers, instant seller payouts, and working capital advances to top-performing marketplace sellers - all within your platform.
ISO and PayFac Programmes
Upgrade your ISO or PayFac programme with embedded banking and working capital products - offer merchants more than just payment acceptance.
HR and Payroll Platforms
Embed earned wage access, payroll banking accounts, and employer card programmes directly into HR and payroll SaaS without becoming a regulated lender.
Lending and Credit Platforms
Add embedded payment rails to your lending product - automated loan disbursement to FDIC-insured accounts and direct repayment via ACH.
Retail and Commerce Platforms
Offer your retail merchants embedded POS financing, buy-now-pay-later settlement, and business banking accounts - all managed through Expedio.
Todo incluido en Expedio Finanzas Integradas
Enterprise-grade infrastructure delivered with the personal concierge service of a dedicated account manager who speaks your language from day one.
Embedded Payment Processing
Full-stack payment acceptance - card, ACH, digital wallets - embedded directly into your platform via white-label API with your own branding and merchant of record.
Working Capital and Lending
Offer merchants automated working capital advances based on processing volume. No separate lending application - approval is embedded in the platform experience.
FDIC-Insured Business Accounts
Embed FDIC-insured merchant banking accounts accessible through your platform UI. Merchants receive payouts, hold balances, and pay suppliers - all in one place.
White-Label Debit Card Issuance
Issue Visa or Mastercard debit cards to your merchants or end-users. Physical and virtual cards with real-time spend controls and instant transaction data via API.
Unified Analytics and Reporting
A single dashboard showing payment volume, account balances, working capital utilisation, and card spend - accessible via API or web interface.
Compliance as a Service
KYC, KYB, AML, OFAC, and PCI-DSS compliance - all managed by Expedio. Your platform stays clean while offering fully regulated financial products to customers.
Real-Time Webhooks and Events
Every financial event - payment, disbursement, card swipe, or account change - fires a real-time webhook so your platform stays in sync without polling.
Revenue Share Across All Products
Earn interchange on card swipes, participation on working capital advances, and account fee revenue - embedded finance becomes your highest-margin feature.
Dedicated Technical Account Manager
A named specialist manages your integration, compliance onboarding, and ongoing operations - in English, Spanish, or Urdu depending on your preference.
Cómo funciona Expedio Finanzas Integradas
A clear, fast path from application to live revenue - with a real person guiding every step.
Solicita en línea
Completa la solicitud rápida de arriba. Un especialista te llamará en un día hábil en inglés, español o urdu.
Aprobación rápida
La mayoría de las cuentas se revisan y aprueban en 24 a 48 horas, con términos transparentes y sin cargos ocultos.
Salir en vivo
Tu infraestructura queda activada. Tu account manager dedicado guía toda la configuración y el lanzamiento.
Crecer y escalar
Agrega comercios, aumenta volúmenes y activa productos adicionales a medida que crece tu negocio, siempre con el mismo manager.
Expedio Finanzas Integradas en el mundo real
Stop stitching together multiple vendor relationships. Expedio delivers payments, banking, and working capital through a single API integration with one contractual relationship and one account manager.
One Integration, Three Products
Payments, banking accounts, and working capital - all through one Expedio API. Launch all three or start with one and add others as your platform grows.
Platform Revenue from Day One
Every product generates revenue for your platform from the first transaction. Embedded finance is immediately accretive, not a cost centre.
Enterprise Security, Zero Lift
PCI-DSS Level 1, SOC 2 Type II, end-to-end encryption - all infrastructure-level protections managed by Expedio, not your engineering team.
Every Payment Method Your Merchants and Customers Need
All major card networks, contactless, digital wallets, and ACH - supported across every channel from day one with no add-on fees or separate setup.
Terminales de pago y tecnología incluidas
Expedio provisions and manages compliant payment hardware for all merchants - self-order kiosks, mobile handheld terminals, and dual-screen countertop POS. All included with qualifying accounts.
Expedio Dual-Screen POS
Ideal para: Mostrador comercial con finanzas integradas
- Pantallas para comercio y cliente
- Prompts integrados de oferta financiera
- EMV, NFC, magstripe
- Impresora de recibos integrada
- Wi-Fi and Ethernet
PAX A920 MAX
Ideal para: Mobile merchants, field finance acceptance
- 6.3" HD touchscreen
- 4G LTE everywhere
- Android finance app ecosystem
- Impresora de recibos integrada
- All-day battery
Expedio Self-Order Kiosk
Ideal para: Self-serve finance and payment kiosk
- Full-screen touchscreen
- Embedded finance product display
- Lector de tarjetas EMV integrado
- Marca blanca personalizada
- Receipt printer
All hardware EMV, NFC, and PCI-DSS compliant. Provisioned and managed by Expedio for qualifying accounts.
Expedio Finanzas Integradas frente a las alternativas
No todos los proveedores de finanzas integradas ofrecen la misma cobertura, velocidad o nivel de servicio. Así se compara Expedio en las funciones que más importan.
| Feature | Expedio Payments | Stripe | Square | Generic FinTech |
|---|---|---|---|---|
| Full embedded finance stack | Yes - payments + banking + lending | Payments only | Payments + basic banking | No |
| FDIC-insured embedded accounts | Yes - up to $250K | No | Limited | No |
| Working capital for merchants | Yes - automated | Stripe Capital (separate) | Square Loans (separate) | No |
| White-label debit card issuance | Yes - Visa & MC | Limited | No | No |
| Single API for all products | Yes - unified | No - multiple APIs | No | No |
| Compliance fully managed | Yes - by Expedio | Partial | No | No |
| Revenue share for platform | Yes - all products | Limited | No | No |
| Spanish and Urdu support | Native speakers | No | No | No |
Un especialista dedicado, no un ticket de soporte
Every Expedio partner gets a named specialist available in English, Spanish, or Urdu - from application through ongoing growth. One relationship. Full accountability.
We Speak Your Language
Expedio delivers embedded finance services with dedicated specialists in English, Spanish, and Urdu - serving the communities that power American commerce.
All embedded finance services, applications, onboarding, and support available in English. Your dedicated specialist is USA-based and available during business hours.
- Especialista dedicado que habla inglés
- Solicitud y aprobación en inglés
- Respuesta en 24 horas para todos los tickets
- Equipo de operaciones en EE. UU.
Servicios de embedded finance con soporte completo en español. Especialistas nativos disponibles para solicitudes, incorporación y soporte continuo.
- Especialista nativo en español
- Solicitud y aprobación en español
- Soporte continuo para su negocio
- Comunidad latina en EE.UU.
South Asian business owners can access all embedded finance services entirely in Urdu. Pakistani and South Asian entrepreneurs are a key community we proudly serve across the USA.
- Especialista dedicado que habla urdu
- Solicitud y configuración en urdu
- Enfoque en la comunidad del sur de Asia
- Disponible en todo EE. UU.
Comienza con Expedio Finanzas Integradas hoy
Completa el formulario de arriba y un especialista te llamará en un día hábil, en inglés, español o urdu, sin presión y sin obligación.
Solicite en menos de 2 minutos
Completa el formulario al inicio de esta página. Tu especialista te llamará en un día hábil, sin obligación.
Preguntas frecuentes: Finanzas Integradas
Preguntas comunes from businesses and partners exploring embedded finance with Expedio Payments.
¿Listo para lanzar Expedio Finanzas Integradas?
Habla con un especialista hoy. Sin obligación. Soporte en inglés, español y urdu.
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