Do you offer Spanish-language support for restaurant owners?

Yes. Expedio Payments has native-speaking account managers in English, Spanish, and Urdu. Your dedicated account manager communicates in your preferred language from application through ongoing support.

Restaurant Merchant Services and Payment Processing for Restaurant Owners

Expedio Payments provides complete restaurant merchant services including free POS systems, same-day funding, tip processing, delivery integrations, and a dedicated account manager in English, Spanish, or Urdu.

Free POS system included

Same-day funding available

No long-term contracts

Approved in 24 hours

Get Approved in 24 Hours

Free POS included. No contracts. English, Spanish and Urdu support.

Approved in 24 hrs Free POS system No long-term contract

All Types of Restaurants

From your first food truck to a full-service fine dining restaurant. We have a merchant account and POS solution built for your specific operation.

Fine Dining Restaurants

Fine dining restaurant merchant services with table-side payment, bill splitting, tip processing, and Netevia's full-service restaurant POS with customizable floor plans.

Fast Casual Restaurants

Fast casual restaurant payment processing with high-speed counter checkout, contactless payments, and kiosk options to reduce wait times and staffing costs.

Food Truck Payment Processing

Food truck merchant services with 100% wireless mobile POS, tap-to-pay, same-day funding, and free equipment with no upfront hardware cost.

Bars & Nightclubs

Tab management, handheld POS for bartenders, pre-auth for bar tabs, and fast end-of-night settlement.

Cafes & Bakeries

Quick counter transactions, loyalty integration, and flexible menu pricing from the POS dashboard.

Ghost Kitchen Payment Processing

Ghost kitchen and dark kitchen merchant services with automatic delivery order ingestion from DoorDash, Uber Eats, and Grubhub, all consolidated in one reporting dashboard.

Everything Your Restaurant Needs to Accept Card Payments

Built on Netevia's payments infrastructure, Expedio Payments brings enterprise-grade restaurant payment processing features to independent and chain restaurants across the USA, backed by concierge-level personal service.

Restaurant Tip and Gratuity Processing

On-screen tip prompts with preset percentages (15%, 18%, 20%, or custom). Tips adjust automatically and reconcile at end of shift with no manual entry required.

Bill Splitting

Split checks by item, evenly between guests, or as a custom partial payment. Works on all counter and table-side devices without slowing down service.

Restaurant Delivery Payment Integration

Automatically pull orders from DoorDash, Uber Eats, Grubhub, and more into one screen. Eliminate tablet clutter and manual re-entry errors.

Restaurant Sales Analytics and Reporting

Monitor sales by item, hour, server, and location from any device. Netevia HQ gives restaurant owners a full back-office dashboard with no extra subscription.

Tap to Pay on iPhone

Turn any iPhone into a payment terminal with no card reader required. Accept contactless cards and Apple Pay right from the device already in your pocket.

Working Capital Access

Automatically qualify for a business loan based on your card sales through Netevia. Repay from a percentage of daily card receipts, with no fixed monthly payment.

Omnichannel Payments

Accept payments in-person at the counter, at the table, on the phone, and through your online ordering system. All reporting feeds back to one unified dashboard.

Dedicated Account Manager

A real person, not a ticket system, who knows your restaurant by name. Available in English, Spanish, and Urdu. From application through ongoing support.

AI Fraud Detection

24/7 real-time fraud monitoring on every transaction. PCI-compliant infrastructure with end-to-end encryption protects your customers' card data.

Free Restaurant POS by Paloma POS with No Upfront Cost

Expedio partners with Paloma POS to deliver a free all-in-one restaurant POS system with free hardware, online ordering, same-day payouts, and embedded banking. Live in 7 days with no upfront cost.

Self-Order Kiosk

Best for: Fast casual, QSR, cafes

Full-screen touchscreen ordering
Built-in receipt printer
Card reader integrated
Reduces counter staff needs
Upsell prompts built in

FREE for qualified businesses

A920 MAX Handheld

Best for: Fine dining, bars, food trucks

5" IPS touchscreen
4G LTE and Wi-Fi
Built-in thermal printer
All-day battery
Table-side payments

FREE for qualified businesses

Counter POS Terminal

Best for: Full-service restaurants

Dual-screen touchscreen display
Built-in receipt printer
EMV, Tap and Swipe
Cloud-based dashboard
Customer-facing screen

FREE for qualified businesses

Expedio POS System

Best for: All restaurant types

Paloma POS powered
Online ordering built in
Same-day payouts
Delivery app integrations
Live in 7 days

FREE for qualified businesses

Hardware provided at no upfront cost for qualifying merchant accounts. Own your equipment from day one.

Same-Day Funding for Restaurants: Get Paid the Day You Close

Open a Netevia business banking account and receive your restaurant card sales the same day you close your batch. Most restaurant payment processors take 2 to 3 business days. Expedio gets your money to you the same day.

Traditional Way

2:00 PMOrder Placed

2:30 PMOrder Delivered

WEEK +1Payout made

Same-Day Payouts with Expedio

2:00 PMOrder Placed

2:30 PMOrder Delivered

7:00 PMPayout Deposited to Bank

Same-day funding available to qualifying merchants who open a Netevia business banking account. Restrictions apply.

Expedio Restaurant Merchant Services vs Square, Stripe and Competitors

Most payment processors were built for low-risk retail, not for the unique needs of food service businesses. See why restaurant owners across the USA switch to Expedio for their restaurant merchant services.

Feature	Expedio Payments	Square	Stripe	PaymentUSA
Free POS system	Yes, included	Partial (basic only)	No	No
Same-day funding	Yes, via Netevia	No (next day)	No	Not stated
Tip processing	Full on all devices	Yes	Via partner	Not stated
Delivery integrations	DoorDash, Uber Eats +	Limited	Via plugins	No
Dedicated account manager	Yes, named contact	No	No	No
Spanish & Urdu support	Native speakers	No	No	No
No long-term contract	Month-to-month	Yes	Yes	Yes
High-risk restaurant approval	10+ banking options	Limited	Limited	Not stated
FDIC-insured banking	Yes, via Netevia	No	No	No
Working capital loans	Auto-qualified via Netevia	Square loans	No	No

Restaurant Payment Processing Powered by Netevia: 40,000+ Merchants Trust the Network

Expedio Payments is an authorised partner of Netevia, one of the largest restaurant payment processing networks in the US. When you choose Expedio for your restaurant merchant account, you get Netevia's enterprise infrastructure with personal concierge-level service from a dedicated account manager.

Banking services are provided by Sutton Bank, Member FDIC. Deposits are FDIC-insured up to $250,000. Netevia is a financial services company, not a bank.

We Speak Your Language

Most payment processors offer English only. Expedio provides dedicated restaurant merchant services account managers in three languages, so you never have to navigate payments in a language that is not yours.

English

Primary language

All restaurant merchant services, applications, onboarding, and ongoing support available in English. Your dedicated account manager is based in the USA and available during business hours.

English-speaking dedicated account manager
English application and approval process
English POS menu and hardware setup
24-hour response on all support tickets

Call (786) 206-8198

Español

Soporte en español

Procesamiento de pagos para restaurantes con soporte completo en español. Gerentes de cuenta nativos en español disponibles para su aplicacion, incorporacion y soporte continuo.

Gerente de cuenta nativo en español
Proceso de solicitud en español
Configuracion de POS en español
Soporte para bodegas, restaurantes y camiones de comida

Llamar: (786) 206-8198

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Urdu Support

South Asian restaurant and business owners can work with Expedio entirely in Urdu. Gas stations, hotels, convenience stores, and restaurants owned by Pakistani and South Asian families are a key part of the communities we serve.

Urdu-speaking dedicated account manager
Application and setup support in Urdu
Ideal for gas stations, hotels and restaurants
South Asian community focus across the USA

Call (786) 206-8198

Get Your Restaurant Approved Today

Most restaurant merchant accounts are approved within 24 hours. Complete the form below and your dedicated restaurant payment processing account manager will call you back within one business day, in English, Spanish, or Urdu.

Approval in as little as 24 hours

Free POS system for qualified applicants

Same-day funding available via Netevia

No upfront equipment cost

Dedicated account manager assigned immediately

Apply in Under 2 Minutes

Click below to fill the quick application form at the top of this page. Your dedicated account manager calls within one business day in English, Spanish, or Urdu.

Approved in 24 hours

Free POS system included

No long-term contracts

Dedicated account manager

Fill Application Form Above Or call (786) 206-8198

Frequently Asked Questions

Restaurant owners ask us these questions every day. Here are honest answers.

Does Expedio Payments support tip and gratuity processing for restaurants?

Yes. Our restaurant POS systems include built-in tip prompts with customizable preset percentages (15%, 18%, 20%, or fully custom). Tips are processed in real time and automatically reconciled at end of shift with no manual entry needed by your staff.

How fast do restaurants receive funds with Expedio merchant services?

By opening a Netevia business banking account, qualifying restaurants receive same-day funding. Deposits arrive the same day you close your batch. Standard merchant accounts receive next-business-day funding. Either way, you are not waiting 2–3 days like with traditional processors.

Do you offer a free restaurant POS system with no upfront cost?

Yes. Qualified restaurants receive a free POS system including the hardware, with no upfront equipment cost. Options include counter-top terminals (C20 Pro), handheld devices (PAX A920 for table-side), and full kiosk setups (TC K12) depending on your restaurant type and size.

Does your restaurant payment processing integrate with DoorDash, Uber Eats, and Grubhub?

Yes. Through our Netevia-powered platform, restaurants can automatically accept incoming orders from all major third-party delivery platforms. All orders consolidate in one dashboard, eliminating the tablet clutter and manual re-entry that slows down kitchen operations.

Can a brand-new restaurant with no credit card processing history get approved?

Yes. We approve restaurants at all stages: brand new openings with no processing history, existing restaurants switching processors, and multi-location groups. Our 10+ banking relationships create more approval pathways than single-bank processors like Square or Stripe.

Do you offer restaurant merchant services with Spanish-language support?

Yes. Expedio Payments has native-speaking account managers in English, Spanish, and Urdu. Your assigned account manager communicates in your preferred language from the initial application through ongoing day-to-day support. These are not translation services but real native speakers.

Is there a contract or cancellation fee for restaurant merchant accounts?

No long-term contracts. Restaurant merchant accounts through Expedio are month-to-month. We use transparent interchange-plus pricing so you can see exactly what you pay on every transaction with no hidden percentage markups or surprise fees on your monthly statement.