Expedio delivers enterprise-grade cloud payment security, PCI-DSS Level 1 compliance, end-to-end encryption, tokenisation, validated point-to-point encryption, and FDIC-insured banking infrastructure, all managed by Expedio so your team carries zero security burden.
Cloud security · No contracts · EN · ES · UR
Cloud-based security · Included free · EN · ES · UR
PCI-DSS Level 1, encryption, and tokenisation are active from your first Expedio transaction, no setup, no ongoing management, no extra cost.
Every Expedio merchant account operates behind multiple overlapping security layers, all managed by Expedio so you never need an IT security team to stay protected.
The highest payment security certification, managed entirely by Expedio at no extra cost to your business.
Card data encrypted from the moment entered, at terminal, browser, or phone, and stays encrypted throughout the payment journey.
All stored card credentials replaced with non-sensitive tokens. Real card numbers never stored anywhere in your systems.
Validated P2PE encrypts card data at the terminal before it can be read by any software, minimal PCI scope for in-store merchants.
Frictionless authentication for low-risk CNP transactions, challenge triggered only when genuinely needed.
200+ data signals analysed in under 50ms on every transaction, device fingerprinting, velocity checks, and network risk scoring.
Settlement funds held in FDIC-insured accounts up to $250,000, bank-grade protection for your payment revenue.
Expedio and our infrastructure partners hold the certifications that matter most for payment security, all applied to every merchant account automatically.
All certifications are maintained by Expedio and our banking and infrastructure partners. Merchants receive the benefit of all certifications from day one without any audit or compliance burden.
From the moment a customer taps, inserts, or types their card, the data is encrypted and tokenised. Real card numbers never travel unprotected.
From single-location operations to large enterprise platforms. Every business that accepts card payments benefits from Expedio cloud-based security.
P2PE and EMV chip verification protect every in-store transaction without any merchant PCI burden, security is invisible to customers.
Card-not-present security with tokenisation, 3DS2, SSL/TLS hosted checkout, and cloud-based vault, card data never touches your servers.
Enhanced cloud security for high-risk businesses with additional encryption layers and PCI scope reduction tools.
Portfolio-level PCI-DSS compliance management, Expedio handles your merchant PCI programme so every merchant in your portfolio is always covered.
DTMF pause-and-resume for call centre card collection, card data never enters your phone systems or recordings. IVR payment keeps all card data in the secure cloud.
Cloud security for platforms embedding payment acceptance, tokenisation, hosted fields, and API security so card data never touches your platform servers.
Enterprise-grade cloud payment security that activates automatically with your Expedio merchant account, no setup, no ongoing management, no extra cost.
The highest payment security certification, managed entirely by Expedio. No annual questionnaire, no audit cost, no compliance programme to run internally.
Card data is encrypted from the moment it is entered and remains encrypted throughout the entire payment journey, at terminal, in transit, and at rest.
All stored card credentials replaced with non-sensitive tokens. Your systems store only tokens, never real card numbers, eliminating your largest data breach risk.
Validated P2PE encrypts card data at the terminal before it can be read by any software, dramatically reducing PCI scope for in-store merchants.
All Expedio banking balances are held in FDIC-insured accounts up to $250,000 per depositor, bank-grade security for your settlement funds.
Cloud security monitoring detects anomalies, unauthorised access attempts, and unusual patterns with automatic alerting and incident response.
For phone and MOTO merchants, DTMF pause-and-resume keeps card numbers out of call recordings and off agent screens entirely.
Hosted payment pages, tokenisation, and P2PE together dramatically reduce the systems in your PCI scope, cutting audit complexity and cost.
A named Expedio security specialist advises on your compliance posture and ensures your configuration is always current, in English, Spanish, or Urdu.
See how Expedio compares on the features that matter most to your business.
| Feature | Expedio Payments | Square | Stripe | Generic Processor |
|---|---|---|---|---|
| PCI-DSS Level 1 managed | Yes, fully managed | SAQ only | PCI compliant (not L1) | No |
| End-to-end encryption | Yes, E2EE standard | Yes | Yes | Sometimes |
| Tokenisation included | Yes, all accounts | Yes | Yes | Basic |
| Point-to-point encryption (P2PE) | Yes, validated P2PE | No | No | No |
| FDIC-insured banking included | Yes, up to $250K | No | No | No |
| Dedicated security specialist | Yes, named contact | No | No | No |
| Spanish and Urdu support | Native speakers | No | No | No |
Expedio provides dedicated Cloud-Based Security account managers in English, Spanish, and Urdu, serving the full diversity of American business communities.
All cloud-based security services, application, onboarding, and support in English. Your dedicated account manager is USA-based and available during business hours.
Servicios de cloud-based security con soporte completo en español. Gerentes de cuenta nativos disponibles para solicitudes, incorporación y soporte continuo.
Pakistani and South Asian business owners can access all cloud-based security services entirely in Urdu. We serve these communities proudly across the USA.
Fill the form and your dedicated account manager will call you back within one business day, in English, Spanish, or Urdu.
Fill the form at the top of this page. Your account manager calls within one business day.
Cloud-Based Security questions answered honestly.
No long-term contracts. A dedicated account manager from day one. English, Spanish, and Urdu support.
English · Español · اردو