Get Started with Expedio Embedded Finance
One API for your full embedded finance stack · EN · ES · UR. A dedicated specialist from day one.
Who Uses Expedio Embedded Finance
From independent operators to large enterprise platforms. Expedio has a embedded finance solution built for your specific operation and scale.
SaaS and Vertical Software
Embed card payments, working capital, and business bank accounts directly into your vertical SaaS - making your platform the financial hub of your customers.
Marketplace Platforms
Offer embedded payments for buyers, instant seller payouts, and working capital advances to top-performing marketplace sellers - all within your platform.
ISO and PayFac Programmes
Upgrade your ISO or PayFac programme with embedded banking and working capital products - offer merchants more than just payment acceptance.
HR and Payroll Platforms
Embed earned wage access, payroll banking accounts, and employer card programmes directly into HR and payroll SaaS without becoming a regulated lender.
Lending and Credit Platforms
Add embedded payment rails to your lending product - automated loan disbursement to FDIC-insured accounts and direct repayment via ACH.
Retail and Commerce Platforms
Offer your retail merchants embedded POS financing, buy-now-pay-later settlement, and business banking accounts - all managed through Expedio.
Everything Included in Expedio Embedded Finance
Enterprise-grade infrastructure delivered with the personal concierge service of a dedicated account manager who speaks your language from day one.
Embedded Payment Processing
Full-stack payment acceptance - card, ACH, digital wallets - embedded directly into your platform via white-label API with your own branding and merchant of record.
Working Capital and Lending
Offer merchants automated working capital advances based on processing volume. No separate lending application - approval is embedded in the platform experience.
FDIC-Insured Business Accounts
Embed FDIC-insured merchant banking accounts accessible through your platform UI. Merchants receive payouts, hold balances, and pay suppliers - all in one place.
White-Label Debit Card Issuance
Issue Visa or Mastercard debit cards to your merchants or end-users. Physical and virtual cards with real-time spend controls and instant transaction data via API.
Unified Analytics and Reporting
A single dashboard showing payment volume, account balances, working capital utilisation, and card spend - accessible via API or web interface.
Compliance as a Service
KYC, KYB, AML, OFAC, and PCI-DSS compliance - all managed by Expedio. Your platform stays clean while offering fully regulated financial products to customers.
Real-Time Webhooks and Events
Every financial event - payment, disbursement, card swipe, or account change - fires a real-time webhook so your platform stays in sync without polling.
Revenue Share Across All Products
Earn interchange on card swipes, participation on working capital advances, and account fee revenue - embedded finance becomes your highest-margin feature.
Dedicated Technical Account Manager
A named specialist manages your integration, compliance onboarding, and ongoing operations - in English, Spanish, or Urdu depending on your preference.
How Expedio Embedded Finance Works
A clear, fast path from application to live revenue - with a real person guiding every step.
Apply Online
Complete the quick application above. A specialist calls you back within one business day in English, Spanish, or Urdu.
Fast Approval
Most accounts are reviewed and approved within 24 to 48 hours with transparent terms and no hidden fees.
Go Live
Your infrastructure is activated. Your dedicated account manager guides the complete setup and launch.
Grow and Scale
Add merchants, expand volumes, and unlock additional products as your business grows - same manager throughout.
Expedio Embedded Finance in the Real World
Stop stitching together multiple vendor relationships. Expedio delivers payments, banking, and working capital through a single API integration with one contractual relationship and one account manager.
One Integration, Three Products
Payments, banking accounts, and working capital - all through one Expedio API. Launch all three or start with one and add others as your platform grows.
Platform Revenue from Day One
Every product generates revenue for your platform from the first transaction. Embedded finance is immediately accretive, not a cost centre.
Enterprise Security, Zero Lift
PCI-DSS Level 1, SOC 2 Type II, end-to-end encryption - all infrastructure-level protections managed by Expedio, not your engineering team.
Every Payment Method Your Merchants and Customers Need
All major card networks, contactless, digital wallets, and ACH - supported across every channel from day one with no add-on fees or separate setup.
Payment Terminals and Technology Included
Expedio provisions and manages compliant payment hardware for all merchants - self-order kiosks, mobile handheld terminals, and dual-screen countertop POS. All included with qualifying accounts.
Expedio Dual-Screen POS
Best for: Embedded finance-enabled merchant counter
- Merchant and customer displays
- Integrated finance offer prompts
- EMV, NFC, magstripe
- Built-in receipt printer
- Wi-Fi and Ethernet
PAX A920 MAX
Best for: Mobile merchants, field finance acceptance
- 6.3" HD touchscreen
- 4G LTE everywhere
- Android finance app ecosystem
- Built-in receipt printer
- All-day battery
Expedio Self-Order Kiosk
Best for: Self-serve finance and payment kiosk
- Full-screen touchscreen
- Embedded finance product display
- Integrated EMV card reader
- Custom white-label branding
- Receipt printer
All hardware EMV, NFC, and PCI-DSS compliant. Provisioned and managed by Expedio for qualifying accounts.
Expedio Embedded Finance vs The Alternatives
Not all embedded finance providers deliver the same depth of coverage, speed, or service. Here is how Expedio compares on the features that matter most.
| Feature | Expedio Payments | Stripe | Square | Generic FinTech |
|---|---|---|---|---|
| Full embedded finance stack | Yes - payments + banking + lending | Payments only | Payments + basic banking | No |
| FDIC-insured embedded accounts | Yes - up to $250K | No | Limited | No |
| Working capital for merchants | Yes - automated | Stripe Capital (separate) | Square Loans (separate) | No |
| White-label debit card issuance | Yes - Visa & MC | Limited | No | No |
| Single API for all products | Yes - unified | No - multiple APIs | No | No |
| Compliance fully managed | Yes - by Expedio | Partial | No | No |
| Revenue share for platform | Yes - all products | Limited | No | No |
| Spanish and Urdu support | Native speakers | No | No | No |
A Dedicated Specialist, Not a Support Ticket
Every Expedio partner gets a named specialist available in English, Spanish, or Urdu - from application through ongoing growth. One relationship. Full accountability.
We Speak Your Language
Expedio delivers embedded finance services with dedicated specialists in English, Spanish, and Urdu - serving the communities that power American commerce.
All embedded finance services, applications, onboarding, and support available in English. Your dedicated specialist is USA-based and available during business hours.
- English-speaking dedicated specialist
- English application and approval
- 24-hour response on all tickets
- USA-based operations team
Servicios de embedded finance con soporte completo en español. Especialistas nativos disponibles para solicitudes, incorporación y soporte continuo.
- Especialista nativo en español
- Solicitud y aprobación en español
- Soporte continuo para su negocio
- Comunidad latina en EE.UU.
South Asian business owners can access all embedded finance services entirely in Urdu. Pakistani and South Asian entrepreneurs are a key community we proudly serve across the USA.
- Urdu-speaking dedicated specialist
- Application and setup in Urdu
- South Asian community focus
- Available across the USA
Get Started with Expedio Embedded Finance Today
Fill the form above and a specialist will call you back within one business day - in English, Spanish, or Urdu - with no pressure and no obligation.
Apply in Under 2 Minutes
Fill the form at the top of this page. Your specialist calls within one business day - no obligation.
Frequently Asked Questions: Embedded Finance
Common questions from businesses and partners exploring embedded finance with Expedio Payments.
Ready to Launch Expedio Embedded Finance?
Speak to a specialist today. No obligation. English, Spanish, and Urdu support.
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