Expedio delivers machine learning fraud detection that analyses 200+ data signals and returns a fraud score in under 50ms, protecting your revenue from chargebacks and fraud without blocking legitimate customers.
Fraud detection · No contracts · EN · ES · UR
AI fraud detection · No extra cost · EN · ES · UR
Included with every Expedio merchant account. Ethoca and Verifi alerts available for qualifying accounts.
Every transaction is scored against 200+ data signals before the authorisation response, device intelligence, velocity, card reputation, behavioural patterns, and network risk combined into a single score.
From single-location operations to large enterprise platforms. Every business that accepts card payments benefits from Expedio fraud detection.
CNP fraud detection with AI scoring, device fingerprinting, 3DS2, and velocity checks protecting every online transaction.
Card-present fraud detection with EMV chip verification, NFC tokenisation, and real-time suspicious pattern alerts across all terminals.
Specialised fraud detection for high-risk verticals with enhanced dispute management and chargeback protection tools.
Portfolio-level fraud monitoring with per-merchant scoring, chargeback ratio alerts, and representment tools protecting your ISO registration.
Recurring billing fraud detection with card testing prevention, velocity limits, and pre-dispute alerts protecting your continuity business.
Card-not-present fraud scoring for phone and mail order merchants with AVS, CVV, address verification, and BIN intelligence.
Enterprise-grade fraud detection that works silently on every payment, protecting your revenue without adding friction for legitimate customers.
Machine learning fraud score in under 50ms, analysing device, behaviour, velocity, card intelligence, and network risk on every single transaction.
Frictionless 3DS2 authentication for low-risk transactions, no customer action required. A step-up challenge triggers only when genuinely needed.
Pre-dispute chargeback alerts from Ethoca and Verifi resolve disputes before they become chargebacks, protecting your dispute ratio automatically.
Browser and device fingerprinting identifies fraudulent devices across transactions, even when card details or billing addresses change.
Configurable velocity rules flag unusual transaction frequency, card testing attacks, and account takeover patterns before approved fraud occurs.
Address Verification Service and CVV matching on every card-not-present transaction with configurable decline rules for mismatches.
Dispute representment support to fight invalid chargebacks, evidence compilation, template management, and win-rate tracking.
Real-time fraud metrics, fraud rate, chargeback ratio, false positive rate, with trend analysis and reporting included.
A named Expedio specialist reviews your account, optimises your fraud rules, and advises on representment in English, Spanish, or Urdu.
Merchants using Expedio fraud detection report measurable improvement in chargeback ratios and approval rates within the first 90 days.
See how Expedio compares on the features that matter most to your business.
| Feature | Expedio Payments | Square | Stripe | Generic Processor |
|---|---|---|---|---|
| AI real-time fraud scoring | Yes, 200+ signals | Basic | Yes (Stripe Radar) | No |
| 3D Secure 2.0 frictionless | Yes, included | No | Yes | Sometimes |
| Ethoca + Verifi pre-dispute alerts | Yes, both included | No | No | No |
| Device fingerprinting | Yes, included | No | Yes (Radar) | No |
| Chargeback representment support | Yes, full support | No | No | No |
| Dedicated fraud specialist | Yes, named contact | No | No | No |
| Spanish and Urdu support | Native speakers | No | No | No |
Expedio provides dedicated Fraud Detection account managers in English, Spanish, and Urdu, serving the full diversity of American business communities.
All fraud detection services, application, onboarding, and support in English. Your dedicated account manager is USA-based and available during business hours.
Servicios de fraud detection con soporte completo en español. Gerentes de cuenta nativos disponibles para solicitudes, incorporación y soporte continuo.
Pakistani and South Asian business owners can access all fraud detection services entirely in Urdu. We serve these communities proudly across the USA.
Fill the form and your dedicated account manager will call you back within one business day, in English, Spanish, or Urdu.
Fill the form at the top of this page. Your account manager calls within one business day.
Fraud Detection questions answered honestly.
No long-term contracts. A dedicated account manager from day one. English, Spanish, and Urdu support.
English · Español · اردو