Body Shop & Collision Payment Processing & Merchant Services
Expedio gives auto body shops and collision repair centers everything to take payments in the bay, at the counter, and online: EMV and tap terminals, text-to-pay when the car is ready, deposits on parts and labor, and optional dual pricing to offset your card fees. Agle din funding, transparent interchange-plus rates, and a dedicated account manager in English, Spanish, or Urdu. Powered by Netevia.
Why auto body shops and collision repair centers across the USA choose Expedio over bundled, one-size-fits-all processors.
Fast, Simple Setup
Approval Hasil Karein and taking cards quickly, with terminals shipped and configured for your front desk.
Low, Transparent Rates
Interchange-plus pricing you can read, with no padded markups buried in your statement.
Dual Pricing to Offset Fees
Optional cash-discount or dual pricing so card costs come off your bottom line, set up compliantly.
Agle din funding
Deposits land fast so parts and payroll never wait on your processor.
Terminals, Online & Text-to-Pay
Take payment at the counter, send a link when the car is ready, or invoice fleet accounts.
No Long-Term Contracts
Month-to-month, transparent pricing, and a dedicated manager in EN, ES, or UR.
What Is a Body Shop & Collision Merchant Account?
It is a standard-risk payment account built for auto repair, so you can take cards in the shop and online, collect deposits on repairs, and settle insurance and customer payments on one account.
Body shops mix payment types like few businesses. A customer taps a card at the counter, an insurer pays on a claim, a fleet account is invoiced on net terms, and a large repair needs a deposit up front. A generic point-of-sale rarely handles all of that cleanly, and bundled fees quietly eat your margin on high parts-and-labor tickets.
A body shop Merchant Account gives you the terminals, online tools, and pricing built for auto repair: EMV and contactless at the desk, text-to-pay when the vehicle is ready, deposits and progress payments, and optional dual pricing to move card costs off your books. Because collision repair is standard-risk, pricing is competitive and setup is quick. For a clear look at what you actually pay, see our guide to credit card processing fees.
Built for the way auto shops actually get paid
Estimates, deposits, insurance pay, and final invoices, all on one account, with EMV and tap terminals at the counter and text-to-pay the moment the car is ready.
Auto Businesses We Support
From a single-bay shop to multi-location repair groups, Expedio sets up the auto businesses that want modern tools and honest pricing.
Auto Body & Collision
Full-service body shops handling estimates, insurance work, and customer-pay repairs.
Mechanical & General Repair
Service and repair garages taking counter, phone, and online payments.
Paint & Refinish
Refinishing and detailing operations billing parts, labor, and materials.
Auto Glass & ADAS
Glass replacement and calibration shops with insurance and customer pay.
Fleet & Commercial
Shops invoicing fleets and dealers on recurring or net terms.
Multi-Location Groups
Repair groups needing consistent pricing and reporting across sites.
Where Body Shops Lose Money on Payments
It is rarely the card networks. It is the setup most shops are sold, which quietly overcharges on exactly the tickets that matter most.
Padded processing rates
Bundled or tiered pricing hides markup on high parts-and-labor tickets, so you overpay every month.
Card fees on big tickets
A single collision repair can carry hundreds in card fees unless you offset them with dual pricing.
Slow funding
Waiting days for deposits strains cash flow when parts and payroll are due now.
Clunky counter tools
Terminals that skip tap, text-to-pay, or deposits slow down your front desk and your customers.
Everything Your Shop Needs to Get Paid
Built on Netevia's infrastructure, Expedio delivers the counter hardware, online tools, and pricing that a bundled processor never sets up for auto repair.
EMV & Contactless Terminals
Chip, swipe, and tap at the counter, configured for your front desk on day one.
Text-to-Pay & Payment Links
Send a secure link when the car is ready so customers pay before pickup.
Deposits & Progress Payments
Collect a deposit on parts and labor, then the balance at completion.
Dual Pricing / Cash Discount
Offset card fees compliantly with clear card and cash pricing shown to the customer.
Card on File
Store fleet and repeat-customer cards securely for fast, tokenized rebilling.
Recurring & Net Terms
Bill fleet and dealer accounts on a schedule or on invoice.
Agle din funding
Fast deposits so cash flow keeps pace with parts and payroll.
Shop Management Integration
Connect payments to your estimating and shop management software.
Modern Tools and Clear Statements, Built for the Bay
Auto repair runs on tickets that swing from a small diagnostic fee to a full collision rebuild. Your payment setup should be transparent and flexible enough to handle both.
Interchange-plus pricing
See exactly what you pay, with markup separated from card-network costs.
Compliant dual pricing
Cash-discount and dual pricing set up to card-network and applicable state rules.
Front-desk hardware
Countertop and mobile terminals that support tap, chip, and printed receipts.
Clear billing descriptors
A recognisable descriptor so customers know the charge and dispute less.
EMV & PCI protection
Chip and tokenized transactions that keep card data off your systems.
Agle din funding
Open a Netevia banking account and receive qualifying sales the next day, or same day where eligible.
What You Need to Get Started
Standard-risk setup is light. Have these ready and most shops are approved and configured quickly.
Government photo IDFor each business owner or principal on the application.
Business registrationFormation documents or business license for your shop.
Voided check or bank letterTo verify the account your funds will deposit into.
Recent processing statement (if any)One to three months, so we can quote against and beat your current rate.
Business address & websiteYour shop location and website or business listing.
Estimated monthly volumeRough card volume and average ticket so we quote the right rate.
How Setup Works
Collision repair is standard-risk, so there is no long approval saga. Most shops go from quote to taking cards quickly.
1
Quick quote
Tell us your monthly volume and average ticket. We quote a transparent interchange-plus rate, often beating your current one.
2
Simple application
ID, business registration, a voided check, and a recent statement if you have one.
3
Approval & hardware
Standard-risk approval is quick. We ship and configure your terminals and online tools.
4
Live & getting paid
Take cards at the counter, send text-to-pay links, and receive Agle din funding.
Pricing & Terms, Explained Honestly
Collision repair is standard-risk, so pricing is competitive and transparent. Here is exactly what to expect, all quoted in writing, with no padded markups.
Element
What to expect
Processing rate
Competitive interchange-plus, quoted in writing
Dual pricing option
Available to offset card fees compliantly
Per-transaction fee
Disclosed upfront, no surprises
Funding speed
Next-day standard, same-day where eligible
Setup & hardware
Terminals configured; fees often waived or negotiable
Contract
Month-to-month, no long-term lock-in
chargeback fee
Per dispute, disclosed before you sign
The only fair way to compare processors is your effective rate. Learn how to calculate it in our guide to credit card processing fees.
Accept Every Way Your Customers Pay
Expedio supports all major card networks plus contactless and remote payment tools, with no additional setup fees.
Card Payments
Tap & Contactless
Text-to-Pay
Visa
Mastercard
Amex
Discover
Apple Pay
Google Pay
Tap to Pay
Chip / EMV
Card on File
Payment Links
Text-to-Pay
ACH / eCheck
Gateways, Hardware & Integrations We Support
Counter terminals, online tools, and back-office connections. We provision the right setup for how your shop actually gets paid.
Countertop Terminals
Mobile / Tap to Pay
Virtual Terminal
Text-to-Pay / Links
Card on File / Tokenization
Recurring / Net Terms
Shop Management Friendly
Hosted Payment Pages
ACH / eCheck
API & Developer Tools
Terminals and gateway included with qualifying Merchant Accounts. Hardware assigned based on business type and volume.
Expedio vs Competitors: Body Shop Payment Services
Most processors sell an auto shop the same bundled rate as a coffee cart. See why collision centers across the USA switch to Expedio.
Feature
Expedio Payments
Square
Clover
Bank Processor
Interchange-plus pricing
Yes, transparent
Flat, higher on big tickets
Bundled
Tiered / bundled
Dual pricing / cash discount
Yes, compliant
Limited
Add-on
Rarely
Agle din funding
Yes, via Netevia
Fee for instant
Varies
2 to 3 days
Terminals, online & text-to-pay
Yes, all included
Most
Varies
Limited
Deposits & progress payments
Yes, built in
Limited
Varies
Varies
Shop management friendly
Yes
Limited
Varies
Rarely
Dedicated account manager
Yes, named contact
No
Sometimes
Sometimes
Spanish & Urdu support
Native speakers
No
No
No
Powered by Netevia: 40,000+ Merchants Trust the Network
Expedio is an authorised Netevia partner. You get enterprise payments infrastructure with personal, concierge-level service.
Netevia
Authorised Partner
$15B
Annual volume
40K+
Active merchants
160+
Employees
FDIC
Insured $250K
Banking services provided by Sutton Bank, Member FDIC. Deposits FDIC-insured up to $250,000.
Auto Repair & Payments Terms, Explained
The language processors use, in plain English, so you can compare quotes and pick the right setup with confidence.
Interchange
The base fee card networks charge on every transaction, set by Visa and Mastercard, not your processor.
Interchange-plus
Transparent pricing that shows interchange separately from your processor's markup.
Dual pricing / cash discount
Displaying a card price and a cash price so card fees are offset compliantly.
EMV / chip
The chip-card standard that reduces fraud and shifts card-present liability away from the shop.
Contactless / tap
Paying by tapping a card or phone, faster at a busy service counter.
Card on file / tokenization
Storing a fleet or repeat customer's card securely as a token for fast rebilling.
Text-to-pay
Sending a secure payment link by text so the customer pays before pickup.
Agle din funding
Receiving your card deposits the next business day, or same day where eligible.
We Speak Your Language
Expedio provides dedicated auto repair account managers in English, Spanish, and Urdu, so you can set up and grow in the language you are most comfortable in.
English
Primary language
All body shop and collision Merchant Services, quotes, setup, and support available in English, with a USA-based account manager.
Standard-risk setup is quick. Complete the form and your dedicated account manager will call you back within one business day, in English, Spanish, or Urdu, with a transparent quote.
Fast, standard-risk approval
Low transparent interchange-plus rates
Terminals, online, and text-to-pay
Dual pricing to offset card fees
Dedicated account manager assigned immediately
Get a Quote in Under 2 Minutes
Fill the form at the top of this page. Your account manager calls within one business day with a transparent rate.
Shop owners and service managers ask us these every day. Here are honest answers.
No. Collision and auto repair are standard-risk, so setup is quick and pricing is competitive. You get terminals, online tools, and interchange-plus pricing built for the high parts-and-labor tickets shops actually run.
Yes. You get EMV and contactless terminals for the front desk plus payment links, text-to-pay, and a virtual terminal for phone and online payments, all on one account.
You display a card price and a cash price so customers see both, and card fees are offset compliantly. We set it up to card-network and applicable state rules so it holds up, and it can move most of your processing cost off your books.
Yes. Collect a deposit up front and the balance at completion, or store a card on file for fleet and repeat customers so rebilling is fast.
In most cases yes. We provision terminals, payment links, card-on-file, and API tools that connect to common estimating and shop management platforms. Tell your account manager which system you run and we will map the setup.
Agle din funding is standard, and same-day is available where eligible, so cash flow keeps pace with parts and payroll.
Because collision repair is standard-risk, pricing is competitive. Expedio quotes transparent interchange-plus in writing so you can compare your effective rate, and dual pricing can offset most of your card fees.
Standard-risk approval is quick, often the same or next day, and we ship and configure your terminals and online tools so you are taking payments right away.
This page is general information, not legal or financial advice. Payment pricing, funding times, hardware options, and dual pricing rules vary by provider, volume, card mix, and location, and dual pricing and cash-discount programs must follow card-network and applicable state rules. Confirm current terms with Expedio and your acquiring bank.
From the first estimate to the final invoice
Collect a deposit on parts and labor, store a card on file for fleet accounts, and send a secure text-to-pay link the moment the repair is done. Agle din funding keeps cash flow moving.
