Embedded Finance - Payments, Lending
and Banking Built Into Your Platform

Expedio provides the complete embedded finance stack for SaaS platforms and marketplaces - embedded payments, working capital, FDIC-insured accounts, and debit card issuance - all through a single API relationship with one dedicated account manager.

Payments + banking + lending
Single API integration
White-label ready
Revenue share on all products

Aaj specialist se baat karein

White-label finance products · No licence required · EN · ES · UR

Respond in 24 hrs No obligation EN · ES · UR

Expedio ke saath shuru karein: Embedded Finance

One API for your full embedded finance stack · EN · ES · UR. A dedicated specialist from day one.

Payments + banking + lending
Single API integration
White-label ready
Revenue share on all products
3-in-1
Payments + Banking + Lending
1 API
Single integration point
48hr
Time to sandbox live
$15B+
Network volume
Hum kis ki service karte hain

Expedio kaun use karta hai: Embedded Finance

Independent operators se large enterprise platforms tak, Expedio ke paas aapke operation aur scale ke liye embedded finance solution hai.

SaaS and Vertical Software

Embed card payments, working capital, and business bank accounts directly into your vertical SaaS - making your platform the financial hub of your customers.

Marketplace Platforms

Offer embedded payments for buyers, instant seller payouts, and working capital advances to top-performing marketplace sellers - all within your platform.

ISO and PayFac Programmes

Upgrade your ISO or PayFac programme with embedded banking and working capital products - offer merchants more than just payment acceptance.

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HR and Payroll Platforms

Embed earned wage access, payroll banking accounts, and employer card programmes directly into HR and payroll SaaS without becoming a regulated lender.

Lending and Credit Platforms

Add embedded payment rails to your lending product - automated loan disbursement to FDIC-insured accounts and direct repayment via ACH.

Retail and Commerce Platforms

Offer your retail merchants embedded POS financing, buy-now-pay-later settlement, and business banking accounts - all managed through Expedio.

Kya included hai

Expedio mein sab kuch included: Embedded Finance

Enterprise-grade infrastructure delivered with the personal concierge service of a dedicated account manager who speaks your language from day one.

Embedded Payment Processing

Full-stack payment acceptance - card, ACH, digital wallets - embedded directly into your platform via white-label API with your own branding and merchant of record.

Working Capital and Lending

Offer merchants automated working capital advances based on processing volume. No separate lending application - approval is embedded in the platform experience.

FDIC-Insured Business Accounts

Embed FDIC-insured merchant banking accounts accessible through your platform UI. Merchants receive payouts, hold balances, and pay suppliers - all in one place.

White-Label Debit Card Issuance

Issue Visa or Mastercard debit cards to your merchants or end-users. Physical and virtual cards with real-time spend controls and instant transaction data via API.

Unified Analytics and Reporting

A single dashboard showing payment volume, account balances, working capital utilisation, and card spend - accessible via API or web interface.

Compliance as a Service

KYC, KYB, AML, OFAC, and PCI-DSS compliance - all managed by Expedio. Your platform stays clean while offering fully regulated financial products to customers.

Real-Time Webhooks and Events

Every financial event - payment, disbursement, card swipe, or account change - fires a real-time webhook so your platform stays in sync without polling.

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Revenue Share Across All Products

Earn interchange on card swipes, participation on working capital advances, and account fee revenue - embedded finance becomes your highest-margin feature.

Dedicated Technical Account Manager

A named specialist manages your integration, compliance onboarding, and ongoing operations - in English, Spanish, or Urdu depending on your preference.

Yeh kaise kaam karta hai

Expedio kaise kaam karta hai: Embedded Finance

A clear, fast path from application to live revenue - with a real person guiding every step.

Online apply karein

Upar wali quick application complete karein. Specialist ek business day ke andar English, Spanish, ya Urdu mein call karega.

Fast approval

Zyada tar accounts 24 se 48 hours mein review aur approve ho jate hain, transparent terms aur no hidden fees ke saath.

Go live

Aapki infrastructure activate ho jati hai. Dedicated account manager complete setup aur launch guide karta hai.

Grow aur scale karein

Merchants add karein, volumes expand karein, aur business grow hone par additional products unlock karein. Same manager throughout.

Expedio Embedded Finance real world mein

Stop stitching together multiple vendor relationships. Expedio delivers payments, banking, and working capital through a single API integration with one contractual relationship and one account manager.

One Integration, Three Products

Payments, banking accounts, and working capital - all through one Expedio API. Launch all three or start with one and add others as your platform grows.

Platform Revenue from Day One

Every product generates revenue for your platform from the first transaction. Embedded finance is immediately accretive, not a cost centre.

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Enterprise Security, Zero Lift

PCI-DSS Level 1, SOC 2 Type II, end-to-end encryption - all infrastructure-level protections managed by Expedio, not your engineering team.

Accepted Payments

Every Payment Method Your Merchants and Customers Need

All major card networks, contactless, digital wallets, and ACH - supported across every channel from day one with no add-on fees or separate setup.

Tap to Pay
Chip & PIN
Contactless
Visa
Mastercard
Amex
Discover
ACH / eCheck
Same-Day ACH
Debit Cards
Virtual Cards
Digital Wallets
Working Capital
Buy Now Pay Later
FDIC-Insured Accounts
Hardware aur technology

Payment terminals aur technology included

Expedio provisions and manages compliant payment hardware for all merchants - self-order kiosks, mobile handheld terminals, and dual-screen countertop POS. All included with qualifying accounts.

Expedio Dual-Screen POS
Finance-Enabled POS

Expedio Dual-Screen POS

Best for: Embedded finance-enabled merchant counter

  • Merchant aur customer displays
  • Integrated finance offer prompts
  • EMV, NFC, magstripe
  • Built-in receipt printer
  • Wi-Fi and Ethernet
Qualifying accounts ke saath included
PAX A920 MAX
Mobile Terminal

PAX A920 MAX

Best for: Mobile merchants, field finance acceptance

  • 6.3" HD touchscreen
  • 4G LTE everywhere
  • Android finance app ecosystem
  • Built-in receipt printer
  • All-day battery
Qualifying accounts ke saath included
Expedio Self-Order Kiosk
Self-Service Kiosk

Expedio Self-Order Kiosk

Best for: Self-serve finance and payment kiosk

  • Full-screen touchscreen
  • Embedded finance product display
  • Integrated EMV card reader
  • Custom white-label branding
  • Receipt printer
Qualifying accounts ke saath included

All hardware EMV, NFC, and PCI-DSS compliant. Provisioned and managed by Expedio for qualifying accounts.

Expedio kyun

Expedio Embedded Finance vs alternatives

Har embedded finance provider coverage, speed, aur service ki same depth nahi deta. Yeh dekhein Expedio important features par kaise compare karta hai.

FeatureExpedio PaymentsStripeSquareGeneric FinTech
Full embedded finance stackYes - payments + banking + lendingPayments onlyPayments + basic bankingNo
FDIC-insured embedded accountsYes - up to $250KNoLimitedNo
Working capital for merchantsYes - automatedStripe Capital (separate)Square Loans (separate)No
White-label debit card issuanceYes - Visa & MCLimitedNoNo
Single API for all productsYes - unifiedNo - multiple APIsNoNo
Compliance fully managedYes - by ExpedioPartialNoNo
Revenue share for platformYes - all productsLimitedNoNo
Spanish and Urdu supportNative speakersNoNoNo

Dedicated specialist, support ticket nahi

Every Expedio partner gets a named specialist available in English, Spanish, or Urdu - from application through ongoing growth. One relationship. Full accountability.

Named specialist - not a ticket queue
English, Spanish and Urdu support
Response within one business day
Ongoing compliance and growth support
Call (786) 206-8198
Expedio Payments dedicated specialist support

We Speak Your Language

Expedio delivers embedded finance services with dedicated specialists in English, Spanish, and Urdu - serving the communities that power American commerce.

English
Primary language

All embedded finance services, applications, onboarding, and support available in English. Your dedicated specialist is USA-based and available during business hours.

  • English-speaking dedicated specialist
  • English application aur approval
  • Har ticket par 24-hour response
  • USA-based operations team
Call (786) 206-8198
اردو
Urdu Support

South Asian business owners can access all embedded finance services entirely in Urdu. Pakistani and South Asian entrepreneurs are a key community we proudly serve across the USA.

  • Urdu-speaking dedicated specialist
  • Urdu mein application aur setup
  • South Asian community par focus
  • Pure USA mein available
Call (786) 206-8198

Expedio ke saath shuru karein: Embedded Finance aaj

Upar wala form fill karein aur specialist ek business day ke andar English, Spanish, ya Urdu mein call karega. Koi pressure nahi, koi obligation nahi.

Response within one business day
Single API for payments, banking, and lending
Revenue share on all embedded products
Compliance fully managed by Expedio
Dedicated specialist assigned immediately

2 minutes se kam mein apply karein

Is page ke top par form fill karein. Aapka specialist ek business day ke andar call karega. Koi obligation nahi.

Response in one business day
No obligation consultation
English, Spanish and Urdu
Transparent pricing disclosed upfront
Fill Application Form Above Or call (786) 206-8198
FAQs

Frequently Asked Questions: Embedded Finance

Common questions from businesses and partners exploring embedded finance with Expedio Payments.

Embedded finance is the integration of financial services - payments, banking, and lending - directly into non-financial platforms. Expedio delivers all three through a single API, allowing SaaS platforms and marketplaces to offer these services under their own brand without regulatory licences.
Through Expedio you can embed card payment acceptance, FDIC-insured business bank accounts, white-label Visa or Mastercard debit card issuance, ACH transfers, same-day payouts, and working capital advances - all accessible via one API.
Platforms earn interchange on every debit card transaction, a participation margin on working capital advances, and configurable account fee revenue. Revenue is paid monthly with full transaction-level reporting.
No. Expedio is your single point of integration and contract for payments, banking, and lending. We manage all banking partner relationships, card network sponsorships, and compliance requirements.
Most platforms complete sandbox integration within 2 to 4 weeks. Production launch typically follows within 2 to 4 additional weeks after compliance review and go-live approval from our banking partners.

Expedio launch karne ke liye ready? Embedded Finance?

Aaj specialist se baat karein. Koi obligation nahi. English, Spanish aur Urdu support.

Shuru Karein (786) 206-8198

English · Español · اردو

Embed finance into your platform - speak to Expedio todayNo obligation · EN · ES · UR
Abhi Call Karein Apply Free