Expedio provides the complete embedded finance stack for SaaS platforms and marketplaces - embedded payments, working capital, FDIC-insured accounts, and debit card issuance - all through a single API relationship with one dedicated account manager.
White-label finance products · No licence required · EN · ES · UR
One API for your full embedded finance stack · EN · ES · UR. A dedicated specialist from day one.
Independent operators se large enterprise platforms tak, Expedio ke paas aapke operation aur scale ke liye embedded finance solution hai.
Embed card payments, working capital, and business bank accounts directly into your vertical SaaS - making your platform the financial hub of your customers.
Offer embedded payments for buyers, instant seller payouts, and working capital advances to top-performing marketplace sellers - all within your platform.
Upgrade your ISO or PayFac programme with embedded banking and working capital products - offer merchants more than just payment acceptance.
Embed earned wage access, payroll banking accounts, and employer card programmes directly into HR and payroll SaaS without becoming a regulated lender.
Add embedded payment rails to your lending product - automated loan disbursement to FDIC-insured accounts and direct repayment via ACH.
Offer your retail merchants embedded POS financing, buy-now-pay-later settlement, and business banking accounts - all managed through Expedio.
Enterprise-grade infrastructure delivered with the personal concierge service of a dedicated account manager who speaks your language from day one.
Full-stack payment acceptance - card, ACH, digital wallets - embedded directly into your platform via white-label API with your own branding and merchant of record.
Offer merchants automated working capital advances based on processing volume. No separate lending application - approval is embedded in the platform experience.
Embed FDIC-insured merchant banking accounts accessible through your platform UI. Merchants receive payouts, hold balances, and pay suppliers - all in one place.
Issue Visa or Mastercard debit cards to your merchants or end-users. Physical and virtual cards with real-time spend controls and instant transaction data via API.
A single dashboard showing payment volume, account balances, working capital utilisation, and card spend - accessible via API or web interface.
KYC, KYB, AML, OFAC, and PCI-DSS compliance - all managed by Expedio. Your platform stays clean while offering fully regulated financial products to customers.
Every financial event - payment, disbursement, card swipe, or account change - fires a real-time webhook so your platform stays in sync without polling.
Earn interchange on card swipes, participation on working capital advances, and account fee revenue - embedded finance becomes your highest-margin feature.
A named specialist manages your integration, compliance onboarding, and ongoing operations - in English, Spanish, or Urdu depending on your preference.
A clear, fast path from application to live revenue - with a real person guiding every step.
Upar wali quick application complete karein. Specialist ek business day ke andar English, Spanish, ya Urdu mein call karega.
Zyada tar accounts 24 se 48 hours mein review aur approve ho jate hain, transparent terms aur no hidden fees ke saath.
Aapki infrastructure activate ho jati hai. Dedicated account manager complete setup aur launch guide karta hai.
Merchants add karein, volumes expand karein, aur business grow hone par additional products unlock karein. Same manager throughout.
Stop stitching together multiple vendor relationships. Expedio delivers payments, banking, and working capital through a single API integration with one contractual relationship and one account manager.
Payments, banking accounts, and working capital - all through one Expedio API. Launch all three or start with one and add others as your platform grows.
Every product generates revenue for your platform from the first transaction. Embedded finance is immediately accretive, not a cost centre.
PCI-DSS Level 1, SOC 2 Type II, end-to-end encryption - all infrastructure-level protections managed by Expedio, not your engineering team.
All major card networks, contactless, digital wallets, and ACH - supported across every channel from day one with no add-on fees or separate setup.
Expedio provisions and manages compliant payment hardware for all merchants - self-order kiosks, mobile handheld terminals, and dual-screen countertop POS. All included with qualifying accounts.
Best for: Embedded finance-enabled merchant counter
Best for: Mobile merchants, field finance acceptance
Best for: Self-serve finance and payment kiosk
All hardware EMV, NFC, and PCI-DSS compliant. Provisioned and managed by Expedio for qualifying accounts.
Har embedded finance provider coverage, speed, aur service ki same depth nahi deta. Yeh dekhein Expedio important features par kaise compare karta hai.
| Feature | Expedio Payments | Stripe | Square | Generic FinTech |
|---|---|---|---|---|
| Full embedded finance stack | Yes - payments + banking + lending | Payments only | Payments + basic banking | No |
| FDIC-insured embedded accounts | Yes - up to $250K | No | Limited | No |
| Working capital for merchants | Yes - automated | Stripe Capital (separate) | Square Loans (separate) | No |
| White-label debit card issuance | Yes - Visa & MC | Limited | No | No |
| Single API for all products | Yes - unified | No - multiple APIs | No | No |
| Compliance fully managed | Yes - by Expedio | Partial | No | No |
| Revenue share for platform | Yes - all products | Limited | No | No |
| Spanish and Urdu support | Native speakers | No | No | No |
Every Expedio partner gets a named specialist available in English, Spanish, or Urdu - from application through ongoing growth. One relationship. Full accountability.
Expedio delivers embedded finance services with dedicated specialists in English, Spanish, and Urdu - serving the communities that power American commerce.
All embedded finance services, applications, onboarding, and support available in English. Your dedicated specialist is USA-based and available during business hours.
Servicios de embedded finance con soporte completo en español. Especialistas nativos disponibles para solicitudes, incorporación y soporte continuo.
South Asian business owners can access all embedded finance services entirely in Urdu. Pakistani and South Asian entrepreneurs are a key community we proudly serve across the USA.
Upar wala form fill karein aur specialist ek business day ke andar English, Spanish, ya Urdu mein call karega. Koi pressure nahi, koi obligation nahi.
Is page ke top par form fill karein. Aapka specialist ek business day ke andar call karega. Koi obligation nahi.
Common questions from businesses and partners exploring embedded finance with Expedio Payments.
Aaj specialist se baat karein. Koi obligation nahi. English, Spanish aur Urdu support.
English · Español · اردو